Not known Facts About 228 loan
Not known Facts About 228 loan
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(ii) Most of the counties in the nonmetropolitan area of the Point out (using the MSA boundaries which were in outcome as of January 1 from the calendar year in which the delineation applies), excluding:
Pursuant to § 228.28 and appendix C to this portion, the Board assigns conclusions for a financial institution's Retail Companies and Products Examination functionality in each facility-dependent assessment area, State and multistate MSA, as relevant, and to the establishment.
During the phrase of the program, a bank need to submit towards the Board for approval an amendment to its approach if a fabric alter in conditions:
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For a small lender evaluated underneath the Little Lender Lending Test, the Board prices the financial institution's functionality beneath this portion as presented in appendix E to this aspect.
(i) A lender could incorporate performance analysis elements and accompanying once-a-year measurable aims For extra geographic locations but may well not eradicate the analysis of its performance in any geographic area that could be A part of its general performance evaluation from the absence of the accepted system.
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) Added benefits or serves one or more geographic parts with low levels of community growth funding;
The Board assigns conclusions to a considerable financial institution's or restricted objective lender's functionality on the relevant assessments explained in paragraph (a) of the section pursuant to § 228.28 and appendix C to this element. The Board assigns click here conclusions to a little financial institution's or intermediate bank's performance to the relevant tests described in paragraph (a) of the section pursuant to § 228.
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The Board considers the weighted ordinary of the general performance scores comparable to the financial institution's Community Enhancement Companies Test conclusions for its facility-based mostly evaluation locations in just a State, multistate MSA, or perhaps the establishment pursuant to section IV of appendix B to this part.
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(three) The bank may not assert community advancement loans or Neighborhood advancement investments accounting for more than its percentage share (depending on the level of its participation or expense) of the entire loans or investments made by the consortium or 3rd party.